GABON/FÉDÉRATION GABONAISE DES SOCIÉTÉS D’ASSURANCES, ENCORE DEUX ANS DE CHALLENGE POUR ANDREW GWODOG

Dr Andrew Gwodog Président de la FEGASA

GABON/FÉDÉRATION GABONAISE DES SOCIÉTÉS D’ASSURANCES, ENCORE DEUX ANS DE CHALLENGE POUR ANDREW GWODOG

C’est  au  cours  d’un  entretien  accordé  à  la  presse  le  4  Août  2020  à  Libreville  que  le Dr  Andrew  Gwodog  Président  de  la fédération  gabonaise des  sociétés  d’assurances  FEGASA a dévoilé  ses  principaux  objectifs (la  formation,  la  mise  en  place  du  fond  de  garanti  automobile,  et  la  promotion  du  genre)    suite  à  sa reconduction  par  ses  paires  au  poste  de  président  de  cette  organisation  pour  un  nouveau  mandat  de deux ans.

Dr Andrew Gwodog ADG DE LA SGC-RE

  Le  développement  du  marché  des  assurances  au  Gabon  et  dans  la  sous-region  Afrique  centrale plus  que jamais  au  cœur  des  préoccupations  de la fédération gabonaise des sociétés d’assurances avec la confiance renouvelée à l’équipe sortante.«  Le  Gabon  vient  d’organiser  avec  faste  et  solennité  la  44e assemblée  générale  de  la  FANAF  qui  a  regroupé  plus  de  1350  participants  et  plus  d’une  centaine d’exposants  pendant  une  semaine  c’était  pour  nous  une  opportunité  d’être  arrivée  à  ce  niveau  18  ans après.  Il  faut  le  souligner  nous  n’aurons  pas  atteint  ce  résultat  sans  le  marché  des  assurances camerounais  qui  est  le  premier  marché  dans  la  sous-région  Afrique  centrale,  soutenu  par  le  marché gabonais  et  la  candidature  de  notre  compatriote  César  Ekomie  devenant  ainsi  le  candidat  de  l’Afrique centrale et  depuis le  mois  de  février la fédération  gabonaise des  société  d’assurance  surf sur cette  vague de  réussite  et  du  faite  de  cette  réussite  mes  collègues  et  moi  nous  nous  sommes  autorisés modestement  à  demander  à  ce  que  les  11  membres  de  la  FEGASA  puissent  nous  accordés  à  nouveau leur  suffrage  afin  de  livrer  les  chantiers  que  nous  avons  entamés  il  s’agit  essentiellement  de  deux chantiers  que  nous  n’avons  pas  pu  réussir  sur  les  douze  travaux  d’hercules  que  nous  avions  et  c’est  au cours  de  l’assemblée  générale  tenu  le  14  juillet  2020  que  nous  avons  rendu  notre  copie  et  c’est  lors  de cet  assemblée  générale  qui  avait  un  caractère  mixte  ordinaire  avec  la  validation  de  la  gestion  du  bureau sortant  et  en  extraordinaire  avec  l’élection  ou  le  renouvellement  du  bureau  sortant.  Une  seul candidature  à  l’unanimité  a  donc  été  présenté  par  les  11  membres  de  la  FEGASA  c’était  la  mienne  et  du faite  d’avoir  été  reconduit  à  ce  poste  pour  deux  années  supplémentaires  j’ai  demandé  le renouvellement  de  toute  mon  équipe  pour me  permettre  de  faire  avancer  les  problématiques  propre  au marché  des  assurances  gabonais,  au  marché  de  la  sous-région  par  ce  que  c’est  le  Gabon  qui  le représentant  de  l’ensemble  des  marchés  de  l’assurance  de  la  sous-région  au  comité  exécutif  de l’organisation  des  assurances  africaines  donc  le  siège  est  à  Douala  au  Cameroun  d’où  mon  sentiment  de satisfaction  d’avoir  été  reconduit  mon  équipe  et  moi  pour  un  nouveau  mandat  qui  je  le  précise  est  le dernier  et  j’aimerais qu’au  terme  de  ce  mandat  une  nouvelle  génération  d’assureur prennent la relève.  » A  expliqué  le  Président  de  la  FEGASA  Dr  Andrew  Gwodog   tout  en  exprimant  ses  vives  préoccupations  à voir  le  marché  des  assurances  gabonais  opéré  sa  mue  très  rapidement.  «  Le  marché  des  assurances  au Gabon,  c’est  dix  sociétés  d’assurances  et  un  réassureur  national  ce  qui  fait  onze  sociétés  qui  sont membres  de  la  FEGASA    à  côté  de  ça  vous  avez  un  secteur  d’intermédiaire  d’assurance  qui  est  très dynamique  et  constituer  d’une  vingtaine  de  marchés et  qui  réalise  au  minimum  chaque  année  un  chiffre d’affaire  de  100  milliards  FCFA  de  chiffre  d’affaires  ce  qui  le  classe  au  4e  marché  de  la  CIMA  derrière  la cote  d’ivoire,  la  Cameroun  et  le  Sénégal.  C’est  un  marché  classique  car  la  CIMA  qui  est  un  marché national  et  qui  supervise  l’ensemble  des  marchés  avec  son  siège  au  Gabon  est  à  l’identique  au  marché d’assurance  de  ses  14  membres.  Ce  qui  diffère  c’est  le  nombre  d’opérateur,  le  chiffre  d’affaire  collecté par  l’ensemble  des  opérateurs,  c’est  également  la  prime  par  habitant.  Le  Gabon  du  fait  de  sa  faible population  à  la  prime  par  habitant  la  plus  élevé  soit  plus  de  10.000FCFA.  Seulement  ses  agrégats  ne doivent  pas  éluder  un  autre  qui  est  moins  important, le  taux  de  pénétration  de  l’assurance  au  Gabon  est sensiblement  à  1.12  %  quand  il  se  situe  à  15%  dans  l’ensemble  des  marchés  CEMAC.  Il  y  a  donc  au niveau  du  Gabon  des  problématiques  liées  au  taux  de  pénétration  du  marché  des  assurances,  il  faut démocratiser  l’assurance,  il  faut  que  l’assurance  soit  le  reflexe  normal  de  chaque  gabonais  et  de  chaque habitant  de  l’Afrique  centrale  au  lieu  de  considéré  l’assurance  comme  une  obligation  légale,  il  faut qu’elle  devienne  une  nécessité  et  c’est  au  assureur  de  proposer  les  problèmes  d’assurances  qui  sont adapter  aux  préoccupations  des  populations.    Il  revient  aux  assureurs  d’assureurs  d’améliorer  leurs rapports  avec  leurs  clients  sur  l’ensemble  des  marchés  de  la  zone  CEMAC  afin  que  les  clients  ne  se plaignent  plus  des  assureurs.  Nous  pouvons  nous  féliciter  du  faite  que  sur  le  marché  gabonais, l’innovation  a  été  de  rendre  obligatoire  le  constat  amiable  qui  a  été  présenté  dans  sa  version dématérialiser  lors  de  la  FANAF  en  février  2020.  Le  constat  amiable  est  donc  rendu  au  Gabon  depuis  le 1er  octobre  2019  dans  le  cadre  des  accidents  matériels  automobile.  Voilà  un  chantier  sur  lequel  nous nous  sommes  attaqués  pour  améliorer  nos  rapports  avec  les  clients.  Les  assureurs  sont  également réputés  pour  être  des  investisseurs  institutionnels,  mais  quel  est  la  contribution  des  assurances  dans  le développement  de  nos  pays  ?  Il  est  très  faible,  il  faut  donc  que  les  assureurs  s’intéressent  à  l’ensemble des  politiques  publiques  qui  sont  mise  en  œuvre  par  nos  Etats.  Il  y  a  un  plaidoyer  à  faire  au  niveau auprès  des  gouvernants  en  leur  disant  nous  sommes  une  force  de  proposition  économique,  nous souhaitons  nous  aussi  contribuer  au  développement  du  pays.  Pour  cela  nous  nous  réjouissons  des réformes  adoptées  par  les chefs  d’Etats  lors  du  récent  sommet  de  la  CEEAC,  c’est  un  énorme  marché  qui s’offrent  à  nous  et  ce  marché  ne  peut  être  réalisé  de  manière  efficiente  que  si  nous  réduisons  les barrières  entre  les  différents  pays,  il  y  a  plus  de  barrières  à  partir  de  Douala  pour  Libreville  que  partir  de Libreville  pour  Paris  et  c’est  inadmissible,  quel  type  d’intégration  veut-on  faire  lorsque  la  circulation  des biens  et  des  personnes  ne  nous  ait  pas  totalement  assuré.  Le  marché  de  l’assurance  gabonais  doit s’assurer  à  la  digitalisation  et  nous  devons  développer  l’assurance  inclusive  qui  permettra  à  chaque habitant  d’être  assuré.  » Pour  ce  qui  est  des  défis  à  relever  pour  son  prochain  mandat,  le  président  de  la fédération  gabonaise  des  sociétés  d’assurances  Dr  André  Gwodog  et  son  équipe  mesure  bien  la  tâche qui  est  la  leur.  «  Mon  bureau  et  moi  comptons  mener  à  terme  deux  actions  du  précédent  mandat  que nous  n’avons  pas  atteint  lors  du  mandat  passé,  il    s’agit  de  la  mise  en  place  du  fond  de  garantit automobile  en  partenariat  avec  l’Etat  gabonais  via  la  direction  nationale  des  assurances,  il  nous  faut réussir  à  mettre  en  place  des  tarifications  marchés,  mettre  l’accent  sur  la  formation  et  encourager  les jeunes  à  embrasser  les  métiers  des  assurances,  il  faut  réfléchir  à  créer  plusieurs  instituts  africaine  des assurances  comme  celle  de  Yaoundé  au  Cameroun,  il  faut  promouvoir  le  genre  et  rentabiliser  les secteurs  telle  que  l’assurance  maladie,  l’assurance  automobile,  et  surtout  quelques  grands  projets comme  l’assurance  inclusif,  les  catastrophes  naturelles  d’autant  plus  qu’en  Afrique  centrale  nous  avons des  sociétés  d’assurances  à  l’instar  de  la  SCG-RE  qui  sont  en  même  de  porter  ce  type  de  problématique. Voilà  les  différents  chantiers  qui  nous  attendent  au  cours  de  ce  nouveau  mandat.  »  A  conclut  le  Dr Andrew  Gwodog  Président  de  la  fédération  gabonaise  des  sociétés  d’assurance  au  cours  de  cet entretien.

Saint  clair  KENGUE   

385 réflexions sur “GABON/FÉDÉRATION GABONAISE DES SOCIÉTÉS D’ASSURANCES, ENCORE DEUX ANS DE CHALLENGE POUR ANDREW GWODOG

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